Now on Google Play · iPhone coming soon

Say it.
It’s saved.

SpendSpeak is the fastest way to track your spending. Tap once, say what you spent — and the amount, currency, category and date are saved for you. No typing. No forms. No account.

GET IT ONGoogle Play COMING SOON ON THEApp Store
  • Works from the widget
  • No account, no ads
  • Audio never stored
SpendSpeak voice capture screen: “I spent 300 on electricity”
1sentence per expense
25+smart categories
45currencies by name
4languages
0accounts or ads

How it works

One tap. One sentence. Done.

01

Tap the widget

Start from the Home Screen widget, Lock Screen, Control Center or Quick Settings — no need to open the app.

02

Say what you spent

“120 dirhams for petrol”, “Netflix subscription”, “25 coffee and 70 taxi”. Speak naturally, in your language.

03

It’s saved

Amount, currency, category and date are recognised instantly. Undo or edit with a tap — or just say “actually it was 85”.

No need to open the app

Tap the widget. Say it. Saved.

SpendSpeak works straight from your Home Screen and Lock Screen on iPhone and Android. Tap the microphone on the widget, say what you spent — the expense is saved without ever opening the app.

  1. 1Tap the mic on the widget
  2. 2Say “45 dirhams coffee”
  3. 3Done — it’s saved

Home Screen widget

iPhone and Android. One tap on the microphone starts recording right away.

Lock Screen widget

Record an expense from the Lock Screen — no unlocking, no searching for the app.

Control Center & Quick Settings

Control Center control on iPhone, Quick Settings tile and background recording on Android.

Natural language

Talk like a human. SpendSpeak does the rest.

Spoken numbers, slang, “yesterday”, “last Friday”, “two grand”, several expenses in one breath — SpendSpeak turns it into clean, structured data.

↓

Features

Everything you need. Nothing you don’t.

Voice-first, multilingual

English, Russian, Arabic and Chinese with accents and spoken numbers. Fix things by voice: “delete the last one”.

Smart categories

25+ built-in categories. Say something new and SpendSpeak creates a well-named category — and learns from your corrections.

Subscription reminders

Say “Netflix subscription” and get reminded before it renews, so you can cancel in time. See your monthly subscription cost.

45 currencies

Recognised by name — “155 dollars”, “500 рублей”. Optional daily exchange rates show everything in one currency.

Beautiful insights

Day, week, month and year views, category charts, averages, your biggest expense and net balance at a glance.

Always one tap away

Home & Lock Screen widgets and a Control Center control on iPhone; Quick Settings tile and background recording on Android.

Inside the app

Designed to be fast — and a pleasure to use.

Saved in one sentence
Saved in one sentence
Your money at a glance
Your money at a glance
Clean history
Clean history
Insightful stats
Insightful stats
Subscription reminders
Subscription reminders
Every detail, editable
Every detail, editable

Private by design

Your money is your business.

SpendSpeak is local-first. Your expenses live on your phone — not on our servers. We don’t even have servers for your data.

Read the privacy policy →
  • Data stays on your deviceStored in a local database. Export to CSV or delete everything any time.
  • No account, no trackingNo sign-up, no ads, no analytics SDKs following you around.
  • Audio is never savedSpeech becomes text and the recording is discarded. On Android, recognition runs fully on-device.
  • Works offlineThe parser runs on your phone. Optional AI assist is off by default and uses only your own key.

FAQ

Questions, answered

What is SpendSpeak?

SpendSpeak is a voice-first expense tracker for Android and iPhone. You tap once, say what you spent — for example “45 dollars coffee” — and the app saves a structured expense with the amount, currency, category and date.

Do I need to open the app to add an expense?

No. Tap the microphone on the SpendSpeak widget on your Home Screen or Lock Screen (iPhone and Android), say what you spent, and it is saved. You can also use the Control Center control on iPhone or the Quick Settings tile on Android.

Is SpendSpeak free?

Yes. SpendSpeak is free to download on Google Play, with no ads and no account required.

Is SpendSpeak available on iPhone?

The iPhone version is currently in App Store review and will be available soon. The Android version is available now on Google Play.

Which languages does it understand?

English, Russian, Arabic and Chinese — including spoken numbers, relative dates like “yesterday” or “last Friday”, and several expenses in one sentence.

Does SpendSpeak work offline?

Yes. Expense parsing runs on your device and your data is stored locally. On Android, speech recognition also runs fully on-device after a one-time model download.

Are my voice recordings stored?

No. Audio is converted to text and immediately discarded. SpendSpeak never saves recordings, and your expenses never leave your phone unless you export them.

Can it track subscriptions?

Yes. Say “Netflix subscription” and SpendSpeak tracks it, shows your total monthly subscription cost and reminds you before each renewal.

Which currencies are supported?

45 currencies are recognised by name, with optional daily exchange rates to see all spending in your main currency.

SpendSpeak app icon

Stop typing your expenses.

Download SpendSpeak free on Google Play. The iPhone version is in App Store review and arrives soon.

GET IT ONGoogle Play COMING SOON ON THEApp Store